American Express Credit Card Offers: Applications & Reviews
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One of the oldest credit card issues, American Express has a line of credit cards that include a number of consumer credit cards and credit cards for business owners that provide the benefits and rewards that make them known as some of the best credit cards available, and American Express, one of the leading issuers in customer satisfaction.
Whatever your needs, you’ll likely find an Amex card that suits you and provides valuable perks and rewards. Here’s everything you need to apply for and select the best American Express card for you.
How to Apply for American Express Credit Cards
Applying for Amex cards is relatively quick and easy. You can apply online at AmericanExpress.com and get an approval or denial in as little as 60 seconds. This provides the simplest and fastest way to apply. Plus, you can compare the features of each card without leaving your living room.
Top American Express Credit Card Application Offers
American Express offers one of the largest selections of consumer and business credit cards, as well as charge cards if you prefer the features of a charge card over a credit card. Whether you prefer to earn rewards for your gas and groceries, or you want to earn miles that can be used for award flights, there are a number of Amex cards available that you can apply for and use. Here are the best American Express Credit Card application offers that you should consider.
Amex EveryDay® Credit Card from American Express
awards 2x points at US supermarkets up to $6,000 in purchases per year (then 1x points), and 1x points for each dollar you spend on other purchases. If you make 20 or more purchases in a billing period, you earn 20% extra points. New cardholders can earn a bonus of 10,000 points after making $1,000 in purchases within the first 3 months. Terms apply. There is no annual fee. See rates and fees.
Blue Cash Everyday® Card from American Express
awards 3% cash back on purchases made at U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% for all other purchases you make with the card. As a new cardholder, you can earn a $150 statement credit after you spend $1,000 in purchases with your card in the first 3 months. Terms apply. There is no annual fee for this card. See rates and fees.
Blue Cash Preferred® Card from American Express
With the you earn 6% cash back on purchases made at U.S. supermarkets up to $6,000 per year (then 1%), 3% cash back at U.S. gas stations, and 1% cash back on other purchases. As a new cardholder, you can earn a bonus of a $200 statement credit after you spend $1,000 in purchases in the first 3 months of account opening. Terms apply. There is a $95 annual fee for this card. See rates and fees.
The Platinum Card® from American Express
is a charge card, rather than a credit card, which includes a number of valuable travel benefits such as Hilton Honors Gold status, an airline fee credit of up to $200 per year, fee credit for Global Entry or TSA Precheck every five years for the application fee, access to more than 1,000 airport lounges, and Uber savings up to $200 annually. This card also awards 5X points in American Express Membership Rewards for flights booked directly with airlines or with American Express Travel, plus 1X point for other eligible purchases. New cardholders earn a bonus of 60,000 points after spending $5,000 in purchases within the first 3 months. Terms apply. There is no foreign transaction fee. The annual fee is $550. See rates and fees.
Premier Rewards Gold Card from American Express
The is also a charge card rather than a credit card. With this card, you earn 3x points for flights booked directly with airlines, 2x points for US supermarket, US gas station, and US restaurant purchases, and 1x point for all other purchases. New members can earn 25,000 Membership Rewards® points after spending $2,000 on purchases with the card in the first 3 months. Other benefits include a $100 airline fee statement credit per calendar year and a $75 hotel credit with The Hotel Collection. Terms apply. There is no foreign transaction fee. There is a $0 intro annual fee for the first year, then $195. See rates and fees.
Gold Delta SkyMiles® Credit Card from American Express
If you’re a fan of Delta Air Lines, you might consider the . This card awards 2 SkyMiles for each dollar you spend on purchases directly with Delta and 1 mile for each dollar spent on other eligible purchases. New cardholders can earn 30,000 Bonus Miles after you spend $1,000 in purchases within the first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months. This card also includes first checked bag free, priority boarding, Delta Sky Club discount, and a 20% in-flight savings on food, alcoholic beverages, and audio headsets. Savings do not apply to any other in-flight purchases, such as in-flight wireless internet access and associated services, and charitable contributions. There is no foreign transaction fee. There is a $0 introductory annual fee for the first year, then $95. Terms apply. See rates and fees.
Hilton Honors American Express Ascend Card
The provides Hilton awards 12X Hilton Honors Bonus Points for each dollar spent with a participating hotel or resort within the Hilton Portfolio, 6X points for each dollar spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3X points for all other eligible purchases on your card. If you spend $40,000 on eligible purchases in a calendar year you can earn Hilton Honors Diamond status through the end of the next calendar year, and if you spend $15,000 on purchases on your card in a calendar year, you earn a Weekend Night Reward. New cardholders can earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the card within your first 3 months of card membership. The annual fee is $95. Terms Apply. See rates and fees.
The Business Gold Rewards Card from American Express OPEN
The is a charge card for business owners that offers 3x points for one of five categories that you can select and 2x points on the remaining four categories, on the first $100,000 in purchases in each of the 5 categories per year. You also earn 1x points on other purchases. New cardholders can earn a bonus of 50,000 Membership Rewards points after spending $5,000 in purchases within the first 3 months of membership. Terms and limitations apply. There is no foreign transaction fee. The annual fee of $175 is waived the first year. See rates and fees.
The Business Platinum® Card from American Express OPEN
The is a charge card for business owners who travel and prefer the most rewards and benefits from their travel rewards card. This card gives you one point for each dollar you spend on purchases under $5,000, 1.5 points per dollar for each purchase $5,000 or over, and 5 points per dollar on flights and prepaid hotels on amextravel.com. Plus, get benefits such as access to Delta Sky Club airport lounges, Priority Pass Select, and American Express Centurion lounges. Earn 50% of your points back when you use them for all or part of a flight with your selected qualifying airline, and 50% back on First and Business class flights with all airlines available through American Express Travel. You also earn a $200 annual airline fee credit for qualifying airlines and a $100 credit toward the Global Entry application fee or $85 for the TSA PreCheck program. For a limited time, new cardmembers can earn 50,000 points after spending $10,000 and an extra 50,000 points after spending an additional $15,000 within your first 3 months of card membership. (Offer ends 8/8/18.). Terms apply. There are no foreign transaction fees. The annual fee is $450. See rates and fees.
SimplyCash® Plus Business Credit Card from American Express
The awards business owners 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores, 3% cash back on one of eight categories of your choice, and 1% cash back on other purchases. 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back received is automatically credited to your statement. There is no annual fee for this card. See rates and fees.
Starwood Preferred Guest® Business Credit Card from American Express
From now through July 31, 2018, the will award 2 Starpoints® for every dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 1 Starpoint for all other eligible purchases. On August 1, 2018, SPG will convert every one point to three points. Effective August 1, 2018, earn 6 points for every dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels. Also earn 4 points at U.S. restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
New cardholders earn a $100 statement credit after you make $1,000 in purchases within your first 3 months of card membership, and an additional $100 statement credit after your first purchase at a participating SPG® or Marriott Rewards® hotel within your first 6 months. This card also includes benefits such as free in-room internet, complimentary access to Sheraton Club lounge, and SPG Elite status. Terms apply. There is no foreign transaction fee on international purchases. The annual fee of $95 is waived the first year. See rates and fees.
The Plum Card® from American Express OPEN
is a charge card for business owners. Although it is a charge card that requires payment in full each month, it also offers a 1.5% discount with no cap if you pay early. If you decide to pay later, you can take up to 60 days to pay without paying interest. Terms and restrictions apply. The is no foreign transaction fee. The annual fee of $250 is waived the first year. See rates and fees.
Business Green Rewards Card from American Express OPEN
The is a charge card for business owners. After your first purchase with the card, you can earn a bonus of 5,000 Membership Rewards points. You also earn 2x points for each dollar you spend when you book on the American Express Travel website and 1x points for each dollar spent on other purchases. Terms and limitations apply. There is a $95 annual fee which is waived the first year. See rates and fees.
How to Find the Best American Express Card Promotions
- Internet – Our Recommended Option. One of the best ways to get the most current American Express promotions is through the Internet. The website always has the newest cards and offers available. Plus, if you visit the website, you can compare the features of each card and choose the one that works the best for your situation. You can also apply right from your laptop and receive an answer of approval or denial almost instantly. If you have questions, there is usually a live chat option where you can chat with an Amex operator to help with your card selection and application.
- Mail Offers. Many consumers get credit card promotions through mail offers which are usually targeting a specific demographic or based on your own demographic. Mail offers often include current promotions for a particular card, usually the newest, with a phone number or website address such as myamexeverday.com and applydeltagold.com where you can apply for the card. These offers can be limiting though because they are sent based on specific criteria for your area.
- TV. You have likely seen American Express credit card ads on television featuring various celebrities such as Tina Fey using her Amex card to purchase workout gear and toys for her dog. Many of the American Express card promotions are offered on TV along with a phone number or website address where you can apply for the card featured in the commercial. Although most TV ads offer the most current promotions, they are usually limited to a handful of the most popular cards.
- Magazines/Newspapers. You can still get American Express card promotions through magazine and newspaper ads. Like television ads, these promotions usually feature a specific card. However, with magazines and newspapers, you risk not getting the most up-to-date promotion simply because the ads could be from promotions that have ended.
- Bank Branches. If sitting down with a real person is your preference, you can still find American Express banks around. Your local bank may even be able to help you choose cards among different issuers.
Credit Cards for People with Excellent to Good Credit
Most American Express credit cards require good to excellent credit ratings for qualification. Unlike other credit card issuers, American Express does not offer cards for building or rebuilding credit. If you are new to credit or have had credit problems in the past, you will need to rebuild or build with another issuer card or a secured credit card. Also, if you don’t find the card you’re looking for with American Express, we recommend that you read our lists of the best balance transfer cards, low-interest rate, travel rewards, and cash back credit cards.
- Best 0% Balance Transfer Credit Cards
- Best Low Interest Rate Credit Cards
- Best Travel Rewards Cards
- 5 Best Cash Back Credit Cards