Best Credit Cards that Offer Bonus Cash for Sign Up
This post contains references to products from our advertisers. We may receive compensation when you click on links to those products. The content is not provided by the advertiser and any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any bank, card issuer, airline or hotel chain. Please visit our to view our partners, and for additional details.
Couldn't we all use a little extra cash? Sure, and the credit card industry knows it! That's why there are card issuers that are offering generous cash back bonuses, just for giving their products a chance. To earn these rewards, you have to be approved for a new credit card, and complete a minimum spending requirement within a limited time, typically three months. (See also: Smart Ways to Meet Your Credit Card Minimum Spending Requirement for Bonuses)
Bank of America® Cash Rewards Credit Card
The has an online-exclusive $150 cash rewards bonus after spending $500 in purchases within the first 90 days. The card features 2% cash back at grocery stores and wholesale clubs and 3% cash back on gas for the first $2,500 in combined spending each quarter, and 1% cash back on all other purchases. Bank of America® customers get can a 10% bonus if you redeem your cash back into a Bank of America® checking or savings account. There is no annual fee for this card.
Blue Cash Everyday® Card from American Express
With the , new cardholders can earn $150 back after spending $1,000 in purchases within the first 3 months. Earn 3% cash back at U.S. supermarkets (up to $6,000 per year in purchases, 1% after that), 2% at U.S. gas stations and select U.S. department stores, and 1% on other purchases. There is no annual fee. Terms apply. See rates and fees.
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One is offering new cardholders of their a one-time $150 cash bonus after spending $500 within 3 months from account opening. Unlike all the other cards listed here, there are no special categories or caps on earning cash back. You get unlimited 1.5% cash back on every purchase, with no limits and rewards don’t expire for the life of the account. You can redeem your cash back for any amount, any time. There is no annual fee.
Capital One® Savor℠ Cash Rewards Credit Card
With the , new cardholders can earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening. You also earn an unlimited unlimited 3% cash back on dining, 2% on groceries, and 1% on all other purchases. There is no annual fee and no foreign transaction fee for this card.
Bonus for Small Business Owners
If you're a small business owner (no matter how small), you could be eligible for a small business credit card.
Capital One® Spark® Cash for Business
The is offering a one-time $500 cash bonus once you spend $4,500 within 3 months from account opening. Cardholders receive generous 2% cash back on all purchases, with no caps and no minimum redemption amount. There is no additional cost for employee cards, and you can earn rewards from their business spending as well. There is a $95 annual fee for this card that is waived the first year.